Discover the convenience and flexibility of the Walmart MoneyCard – a prepaid debit card that does not require a bank account or credit check, minimizing overdraft fees.
As an alternative banking solution, the Walmart MoneyCard offers a budget-friendly option for those who prefer not to have traditional bank accounts. Available in Visa or MasterCard versions, this card can be used not only at Walmart but also at any retailer accepting Visa or MasterCard.
Loading the Walmart MoneyCard
Funding your Walmart MoneyCard is simple. You can top up your card via direct deposit, Walmart store reload, online transfer, or tax return deposit.
1. Direct Deposit
Load your payroll checks or government benefits directly onto your MoneyCard with no extra charge, and enjoy early access to funds before payday.
2. Walmart Rapid Reload
Easily add money at Walmart locations for a small fee or deposit cash for free using the Walmart MoneyCard app.
3. Online Transfer
Transfer funds online with no reloading fee, although your bank may apply charges for electronic transfers.
4. Tax Refund
Get your tax refund directly deposited to your Walmart MoneyCard for swift access to funds, with no reloading fee involved.
Benefits of the Walmart MoneyCard
The Walmart MoneyCard offers fraud protection, online bill pay, easy money transfers, and cash-back rewards on purchases at Walmart.com, Walmart fuel stations, and Walmart retail stores.
Earn cash back on eligible purchases, with limits allowing up to $75 cash back annually.
Walmart MoneyCard Fees
Obtain a Walmart MoneyCard for just $1 at any Walmart store, and pay a monthly service fee of $5.94, waived with qualifying direct deposits. Various transaction fees apply, including ATM withdrawals and cash reloads.
How to Get a Walmart MoneyCard
Acquiring a Walmart MoneyCard is hassle-free – order online or purchase at a Walmart store. Ensure you meet the age requirements and verification criteria before accessing account features.
To activate your card, provide necessary details including a valid Social Security number and complete mobile or email verification. Download the mobile app for full account access.
How Do I Find the Routing and Account Numbers for a Walmart MoneyCard?
Access your account and routing numbers via text, app login, online account, or customer service. Note that these numbers differ from those on your physical card.
What is the Account Balance Limit on a Walmart MoneyCard?
The maximum account balance on a Walmart MoneyCard reaches $7,500, exceeding many competitors’ limits.
Can Someone Else Put Money on My Walmart MoneyCard?
Allow others to add funds to your MoneyCard via bank transfer using your routing and account numbers, or opt for a MoneyPak for quick cash deposits.
Can I Deposit a Check to My Walmart MoneyCard?
Deposit a check using the Walmart MoneyCard mobile app after meeting transaction criteria, ensuring the check is made out to you, and following proper endorsement procedures.
What is the Limit for a Single Direct Deposit to a Walmart MoneyCard?
A single direct deposit on a Walmart MoneyCard can reach a maximum of $3,000 with a total account balance cap of $7,500.
Does a Walmart MoneyCard Have Overdraft Protection?
Opt for overdraft coverage based on your deposit activity, with varying levels of coverage provided for different deposit amounts.
The Bottom Line
While the Walmart MoneyCard offers convenient features and benefits, consider exploring alternative banking options for potentially lower fees and greater services. Evaluate your needs and preferences to make an informed decision when selecting a financial tool.